How the credit crisis has effected me

Throughout my employment I have seen rough & smooth times in both company sales & personal finances. As opposed to what I see in the media I'm doing quite well with little fear of losing my job.

Through the last 6 months of the credit crisis I've seen the effects ripple though my employers business with little impact on the bottom dollar. The most noticeable of which was a drop in housing materials orders, which was offset by higher than normal agricultural production orders. imo, mainly due to higher steel & grain prices, our company has flourished with record breaking sales & profit in the first 3/4 of our fiscal year.

My personal finances seem to follow the same trend. Although basic expenses have increased while my salary stayed basically the same, I've managed to pay off my car early & eliminate my credit card debit within the last two months.... making me debit free for the first time in 7 years. I'm now considering turning my now extra income into a house (down) payment or a cushy savings account. Apart from a small fear of the entire economy taking a massive down turn that would ultimately take my employment, I feel like I'm going in the opposite direction of what I see & hear through the media.